Kristen from Mom Managing Chaos shares tips, encouragement, and resources for busy Mamas looking to simplify managing their money. Join a community of over 20,000 who are ready to take control of their chaos.
π Saving money, but make it fun!
Hey, heeeeeeey!
It's 2023, y'all. That's bananas.
I've been at home trying to wrangle the zoo that shows up whenever my kids are home from school for longer than the weekend. π β
Winter break saw me like.....
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All the eating and the crafting and the reading and the puzzling...
I need a vaca from my holiday. πβ
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But, let's jump into the good stuff. Supersizing your savings.
While savings can be a challenge for some families, I would encourage you to get creative and make savings something fun-- when it's something you enjoy, it's easier to make a habit of it and therefore a repeatable behavior.
One of my favorite ways to save money is using savings printables.
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The one I've started is the 100 envelope challenge.
Cliff's Notes Version: you take 100 envelopes and number them from 1-100.
Each day/week/month you pull however many envelopes works for you and whatever envelope you pull, the number on the front is how much you save (either by putting cash in the envelope or depositing it into savings.)
If you want to read more about it, I wrote an article explaining all the ins and outs.β
If you are looking for a new way to save money, you can grab these printables here.β
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Some other fun savings challenges you can do:
- Whenever you find yourself online shopping out of boredom-- whatever the total $ is in your cart at checkout-- instead of making that purchase, you transfer that amount into savings.
- Save all your $1's, $5's or change.
- $20 Fridays. Every Friday transfer $20.
- Whatever habit you are trying to break, when you find yourself at the decision point, transfer $5 into savings (replacing an unwanted habit with something positive).
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NOTE: I've gotten a few emails about savings challenges for tighter budgets, so I'm currently working on those and will get them in my shop the soonest.
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βAlso, if paying off debt is a goal for you this year, the sweet lady over at Debt Free Charts has all of her debt free charts FREE until January 31. All you have to do is scroll down about half way and you'll see them there.
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Whatever your savings goals are for 2023, hit reply and let me know!
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Cheers,
Kristen
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P.S. It's not too late if you want help with accountability. I'll start the accountability emails this Friday. It's a quick once a week check in and encouragement-- completely separate from our weekly emails. You can unsubscribe at any time.
For more ways I can help you reach boss level money manager, check out:
Need a little extra help?
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Simplifying + Organizing Your Money
Kristen from Mom Managing Chaos shares tips, encouragement, and resources for busy Mamas looking to simplify managing their money. Join a community of over 20,000 who are ready to take control of their chaos.
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