Hey, heeeeey!

Ok, yeah. "Only" does indeed only have 4 letters, but in this sense, I mean a four-letter-word as in a no-no word.

And here's why.

Not to get too woo-woo on you, because that's not really my style. (If you are into woo-woo, do you boo! We cool!!)

But a good portion of how you manage your money is mindset. Your thoughts and emotions surrounding it.

Don't believe me? I'll prove it to you.

You know how when something great happens, like you get a raise, you then "treat-yo-self" because "I deserve it!"?

Or when you are bored...or just like, don't want to face the Everest of dirty clothes just waiting for you to get around to it, you'll mindlessly scroll around on Amazon or Target, looking for all the things you need.

And this is the one I hear ALL.THE.TIME. " It's ONLY(!) $7!"

See what I did there? I justified the purchase by qualifying it with "only". I made that $7 insignificant by buddying it up with "only".

I think we would all agree no matter what your income looks like that $5K is not a small amount of money.

You know what $5K looks like over a year? $13.70.

So, Bestie, next time you are out. I want you to pay attention to how many times, you mentally say to yourself, "Oh look it's ____, and it's ONLY $X!"

I did this little exercise over the course of about 2 weeks and every time I caught myself saying "only" I had to put the thing down and walk away and I found myself using it ALOT more than I realized.

When it comes to being intentional with your money, every cent matters. Every one!

Does that mean you can't have personal spending money? Nope!

That means intention, not emotion should be making our spending decisions.

Is this difficult? You betcha!

But making yourself aware of this mindset is gonna change the way you start thinking about money and the way you interact with it.

SURVEY TIME: Do you find yourself using "only" alot in terms of money? Are you in the "only" club with me 😝 or have you conquered this money mindset roadblock?

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Founding Member of the "Only" Club,

Kristen

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P.S. Reminder: the EXCLUSIVE Managing Chaos- End of Summer Sale with 20% off everything in my shop ends tomorrow at midnight EST!

1. ​Go the the Shop.
2. Pick the products that you've been dying to get your money and your life organized.
3. Enter the Discount Code ENDOFSUMMER20 at checkout.
4. Badda bing. Badda boom. Your price will drop by 20%.

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For more ways I can help you reach boss level money manager, check out:

​Biweekly Budget Blueprint | The workbook made specifically for biweekly budgeters!

​The Better Budget Calendar System | Acts like a spreadsheet. Looks like a calendar = Super easy budgeting.

Need a little extra help?

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