Hey, heeeeeeey! A guardrail, by definition, is a rail that prevents people from falling off or being hit by something. Well, just like we have those on steep curves in the road, we also need to build those into our budgets. So what does a guardrail in your budget look like? It is built from a few different parts. It's your emergency fund guarding your against surprise financial disasters. It's sinking funds, helping you pre-plan for irregular expenses. And lastly, it's the way you manage your...
about 2 years ago • 1 min read
Hey, heeeeeeey! While staying on budget is super important, staying motivated can be a challenge. #amiright So let's talk about a few ways you can keep your motivation up to stay the course and crush your financial goals. #1- Don't forget to include a little fun money. Just like a diet, if you don't give yourself a little room for something you enjoy, it's going to be that much harder to stick with it, If I was on a new diet that told me I'd never be able to have cheesecake again-- well, to...
about 2 years ago • 1 min read
Hey, heeeeeey! School is here and that means the season of craziness is upon us. (Jesus take the wheel!) So let's talk about one of my all time go-to-- clutch!-- secrets to making it through my day. It's super simple-- the alarm on my phone. I know this seems a little crazy, but stick with me. Before my head hits the pillow every night, I check out my calendar and what needs doing the next day. This helps me get my head right and not feel so frantic when the alarm goes off in the morning. I...
over 2 years ago • 1 min read
Hey, heeeeey! Ok, yeah. "Only" does indeed only have 4 letters, but in this sense, I mean a four-letter-word as in a no-no word. And here's why. Not to get too woo-woo on you, because that's not really my style. (If you are into woo-woo, do you boo! We cool!!) But a good portion of how you manage your money is mindset. Your thoughts and emotions surrounding it. Don't believe me? I'll prove it to you. You know how when something great happens, like you get a raise, you then "treat-yo-self"...
over 2 years ago • 2 min read